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APSCREEN
is first and foremost a Consumer Reporting Agency. Our
primary purpose is to protect the consumer's privacy and
ensure that the information services we make available
are provided to legitimate end users.
The three major credit bureaus from whom we proudly
resell information, have stringent requirements in order
to absolutely ensure that we provide service only to
those who are entitled to receive it. In addition, they
must have an understanding of the security requirements
and the related laws.
As a result, certain requirements are made of all new
end users which are described in the forms provided on
this website.
Please click on each item below, print them, and be sure
to carefully review each one. They must be completed,
signed where applicable, and returned to us by fax or
mail, at which point we will promptly get your
membership process started.
Thank you for understanding. It is processes like this
that ensure compliance with the law and protection of
the privacy of the consumer.
Who May Become a Member of a Consumer Reporting Agency?
Under the rules of the credit bureaus and the laws
affecting Consumer Reports which are the
actual services that we purvey, certain businesses and
industries are excluded from membership. Instead of
identifying those non-qualified end-users, APSCREEN has
elected to identify the types of customers that we will
provide service to.
They are: In Our Tenant Screening Division: Professional
Property Managers engaged in the active daily profession
of managing properties for others under
contract. Professional Asset Managers engaged in the
oversight and/or management of properties held
institutionally.
Private Landlords engaged in the active management of
their own investment properties. Licensed Real Estate
Professionals engaged in the active business of managing
property.
APSCREEN's General
Membership Guidelines In all cases, APSCREEN adheres to
the membership principals, policies and guidelines of
the three major credit reporting Agencies, EXPERIAN,
TRANSUNION, and EQUIFAX, of whom we are Certified
Resellers for. Simply put, while these guidelines are
strict, they insure compliance with the law, and ensure
the privacy of the Consumer being inquired upon.
Contrary to popular belief, public records are actually
controlled, as well, under the Privacy statutes, insofar
as their use in the employment setting is concerned, so
eliminating credit products does not excuse either a
provider or an end-user from compliance. Believe us when
we tell you that PRIVACY has become one of the most
regulated areas in U.S. history, and for good reason.
With Identity Theft, the fastest-growing crime in
history, continuing to escalate at an alarming rate,
none of us in the Consumer Reporting world, and
especially YOU in the "end-user" world, can be too
careful.
We require the following of all
Subscribers:
Physical Inspections of your place of business.
Acknowledgement of Access Security Requirements
Compliance with all applicable laws - FACTA, FCRA,
G-L-B*
Open Door Audit Policy of your use of our reports
Written Consent must always be obtained from the
consumer
Standing Authorization as concerns locating missing
employees
*(See the Links on this site for access to the full text
of these laws by clicking here)
To get your account, download and complete these forms
and fax to APSCREEN at
888 277-2733
Please note that these forms are highly confidential and
copyrighted. You may not reproduce them or post them
anywhere on the internet without APSCREEN's written
permission.
Membership
Application
Access
Security Requirements
Fico Credit Scoring Services Agreement
Service
Agreement
End
User Certification - Tenant Screening
Fair
Credit Reporting Act
2009 Corporate Guarantor Lease Application
2009 Lease Application Sole Proprietors and Partnerships
2009 FCRA Notice To Consumer Tenant
If you have questions, please call us at
800
277-2733
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